exposing the truth about credit repair

What Is & What's Not Credit Repair?

Credit repair, while a real process for addressing inaccuracies on credit reports, isn't a quick fix and can be misused by scams, so be cautious and focus on disputing inaccurate information yourself or with a reputable company.

What It Is: Credit repair involves reviewing your credit report for errors and disputing inaccurate information with credit bureaus and creditors.

What It Isn't: It's not a way to erase accurate negative information or create a new credit identity.

Legitimate vs. Scams

Legitimate Companies: Help identify and dispute inaccuracies on your credit report.

Scams: Promise quick fixes, removal of accurate negative information, or creating a new credit identity, often demanding upfront payments.

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